A little bit about me: I’m Cindy Celhar; wife, mother of two and mortgage broker with over 20 years in the banking and finance industry.

My journey to what brings me here began all those years ago when I started working for a major bank in their customer service division before going on to earn a Diploma of Financial Planning. From there, I earned the critical experience that led me to eventually offer the best advice as a Mortgage Broker.

When it comes to helping Australian property buyers secure outstanding loans, my goal is to make my clients know I’m here to help, no matter their requirements or challenge. Regardless of whether they’re first-home buyers, established property developers or simply wish to grow their portfolio, I endeavour to make them feel comfortable enough to trust that I’ll advocate for them. I get excellent results for my clients because I care about their outcome.


To become the most trusted name in specialist mortgage broking in Melbourne. To develop a reputation that I above and beyond for my clients every time, without fail.


To secure the best possible home loans available to help my clients realise their property dreams. To deliver high-quality, end-to-end broking services customised to each client.


At Celhar Finance Solutions, my core values are honesty, integrity, respect, transparency, reliability and professionalism. I work to these values in all that I do.

About Me

With over 20 years in the banking and finance industry, I’ve helped ordinary Australians get into the property market with honesty, transparency and expert advice.

Why Choose Celhar Finance Solutions

I put my best foot forward for my customers. That’s what they expect, and that’s what they deserve.


you know you’re getting the best rate for your requirements because I don’t focus on a select list of lenders.

Your advocate

I’ll negotiate lower interest rates on your behalf for a loan that works for you.


I don’t only aim to save you money, but stress, time and hassle.

Need a mortgage broker who’s on your side?

Get In Touch

Contact me today to find out how I can help you
secure your property dream

Want to learn more about how we help clients in Financial Services?

Call Now! 0418 136 155